Landlords in the UAE can now request access to tenant credit information through a new service linked to UAE PASS, as more rental and financial services continue to move onto digital platforms across the country.
The feature allows landlords to request access to a tenant’s credit score and financial information during the rental application process. However, tenants must first provide consent before any information can be viewed through the platform.
At the moment, the service is not mandatory when renting a property in the UAE. Landlords can choose whether to request a credit check, while tenants can approve or deny access to their financial information.
According to reports and legal experts, the service is designed to help landlords make more informed decisions before approving rental agreements and to improve transparency throughout the rental process, particularly for long-term leases or higher-value properties.
The introduction of tenant credit checks could also gradually change how some rental applications are assessed across the UAE property market, especially as landlords increasingly look for greater financial transparency from potential tenants.
At the same time, the rollout has also raised questions around privacy, consent and how financial information may be used during the rental process.
The system operates via UAE PASS integration, meaning tenants must authorise access directly before landlords can review any credit information associated with the request.
Legal experts have also noted that landlords will still need to follow UAE privacy and data protection regulations when handling information obtained through the system.
The move reflects the UAE’s wider push towards digitising government, banking and financial services, with more systems now connected through unified digital platforms and identity verification tools.
For renters, the introduction of optional credit checks may place greater attention on credit history during future rental applications, particularly in more competitive parts of the property market.
